For FERS employees, getting as much money as possible into the Thrift Savings Plan is an important part of retirement saving. But there's a timing issue that can catch people off guard: when you make those contributions can matter just as much…
August is National Make a Will Month, making it a good time to review your estate plan. But before you put your will back in the drawer, take a few minutes to review your TSP beneficiary designation as well.
Many federal employees…
S Fund volatility was on full display in July. After a 4.34% surge in June, which saw it lead the core funds, the S Fund became the weakest performer one month later, reminding investors why small-cap stocks often experience larger swings than…
The Thrift Savings Plan has reached another remarkable milestone. As of July 2026, 224,420 federal employees and retirees had at least $1 million in their TSP accounts, the highest total ever recorded.
But the most interesting part of the number isn't the…
Completing your retirement paperwork may only take a few hours, but the decisions behind it deserve much more time. A little preparation before you file can help you avoid mistakes that are difficult, and sometimes impossible, to correct later.
Here are five…
For many federal employees, retirement becomes the focus years before it actually happens. They count down the months until they reach their Minimum Retirement Age, hit 20 or 30 years of service, or qualify for an immediate pension.
Reaching that milestone is…
Many federal employees think about retirement one benefit at a time. They know they'll receive a FERS pension. They have a balance in the Thrift Savings Plan. They have an estimate of their future Social Security benefit.
What often doesn't happen until…
Federal retirees and Social Security beneficiaries may be looking at a larger cost-of-living adjustment in 2027 than they received this year.
New inflation data released by the Bureau of Labor Statistics has prompted analysts to raise their early COLA projections, with some…
Divorce creates enough financial complications on its own. For federal employees, there is another layer that can affect retirement planning long after the divorce is final.
When a divorce settlement awards a survivor annuity to a former spouse, that benefit can reduce…
After a volatile start to 2026, May TSP performance delivered for investors. Every fund in the Thrift Savings Plan finished the month in positive territory, extending what has quietly become one of the stronger starts to a year in recent memory.
May…