March proved challenging for Thrift Savings Plan participants. After a strong start to the year—especially in international equities—markets shifted as rising global tensions pushed investors toward a more cautious posture. Although a late-month rally on March 31 helped limit the damage, most…
The Thrift Savings Plan has reached a significant milestone. According to the Federal Retirement Thrift Investment Board’s January 2026 Participant Activity Report, total TSP assets climbed to $1.073 trillion as of December 2025. This reflects decades of steady contributions from millions of…
February 2026 marked a clear turning point for Thrift Savings Plan (TSP) participants, with international stocks delivering standout gains while U.S. equities faced headwinds. Economic crosscurrents sparked a rotation toward overseas markets and away from U.S. mega-caps. This dynamic highlighted the TSP's…
Your TSP account doesn't follow your will. It doesn't follow a divorce agreement, a prenuptial arrangement, or a court order. It goes to whoever is listed on your TSP beneficiary designation form.
If you've never filled out Form TSP-3, or haven't updated…
A late-November stock-market rally helped deliver a boost to Thrift Savings Plan (TSP) performance in 2025, underscoring how strategic fund allocation can impact retirement outcomes. Federal employees with assets in the stock-based funds saw notable gains, while those in conservative funds experienced…
The Thrift Savings Plan (TSP) serves as one of the three key components designed to ensure financial stability for retired federal employees. For many, it plays a vital role in supplementing Social Security and FERS annuity benefits. While the TSP offers several…
Over the course of your federal career, you’re likely to build a healthy balance in your Thrift Savings Plan. With low administrative fees and several funds from which to choose, it’s a valuable benefit for federal employees. And while no one enjoys…
As a Thrift Savings Plan (TSP) participant, you have the option of rolling over money from eligible retirement plans like a 401(k), 403(b), or a traditional IRA, into your TSP account. Even better, you can move money into your TSP while you’re…
A Thrift Savings Plan (TSP) loan allows federal employees to borrow money from their TSP retirement savings. It can be a useful option for covering expenses like buying a primary residence or handling general financial needs, but it’s important to understand how…
The Thrift Savings Plan (TSP) plays a crucial role in the retirement planning of federal employees. With assets totaling $845 billion and over 7 million participants, the TSP stands as the largest defined contribution plan in the United States, offering unique benefits…
