Federal Benefits – TSP Insights

Federal Benefits by TSP Insight Author 1 day ago

Preparing for FEHB Open Season 2027

Federal employees and retirees have two reasons to review their health insurance during FEHB Open Season 2027: nine Federal Employees Health Benefits (FEHB) plan options and one Postal Service Health Benefits (PSHB) plan are ending, and the enrollee share of FEHB premiums…

Federal Benefits by TSP Insight Author September 22, 2026

0Comments

FEHB Family Member Verification Is Changing for Open Season 2026

If you're planning to add a spouse or child to your Federal Employees Health Benefits (FEHB) coverage during the 2026 Open Season, don't assume the enrollment process ends when you submit your election. OPM is moving toward 100% verification of Open Season…

Federal Benefits by TSP Insight Author August 25, 2026

0Comments

What Happens to Your Spouse If You Die Before Retirement?

Survivor benefits are often discussed in the context of retirement elections, but FERS employees have another layer of protection that can apply if they die while still working. In some cases, a surviving spouse may be entitled to both a lump-sum payment…

Federal Benefits by TSP Insight Author June 16, 2026

0Comments

Early 2027 COLA Estimates Move Higher Following Latest Inflation Report

Federal retirees and Social Security beneficiaries may be looking at a larger cost-of-living adjustment in 2027 than they received this year. New inflation data released by the Bureau of Labor Statistics has prompted analysts to raise their early COLA projections, with some…

Federal Benefits by TSP Insight Author October 21, 2025

0Comments

The Pros & Cons Of The Roth Thrift Savings Plan (TSP)

In 2012, the Thrift Savings Plan (TSP) introduced the Roth TSP option, allowing federal employees to invest after-tax income and enjoy tax-free withdrawals in retirement. If you’re wondering whether the Roth TSP is a good fit for your financial future, here’s a…

Federal Benefits by TSP Insight Author March 11, 2025

0Comments

The Rise of TSP Millionaires

The Thrift Savings Plan (TSP) is growing and evolving, offering new features and proving its potential for wealth building. Starting in 2026, federal employees and military personnel will gain access to a game-changing feature: Roth conversions. Meanwhile, a surge in the number…

Federal Benefits by TSP Insight Author January 28, 2025

0Comments

Federal Benefit Changes for 2025

The new year has brought some changes regarding your federal benefits. Keeping up with these changes will help you maximize your benefits and better prepare for retirement. TSP Contributions TSP contribution limits for 2025 have been increased. This applies to both traditional…