Survivor benefits are often discussed in the context of retirement elections, but FERS employees have another layer of protection that can apply if they die while still working. In some cases, a surviving spouse may be entitled to both a lump-sum payment…
The TSP Guide for federal employees starts with a simple reality: the Thrift Savings Plan will be one of the largest retirement assets they ever accumulate. But the TSP has changed significantly in recent years, with updates to Roth features, withdrawal flexibility,…
Interest in TSP Roth conversions has grown quickly since federal employees gained the ability to complete in-plan conversions in early 2026. The strategy allows participants to move money from a Traditional TSP to a Roth TSP without leaving the plan, potentially creating…
June delivered mixed results for Thrift Savings Plan (TSP) investors, highlighting the difference between large-company and small-company stocks. The S Fund turned in its strongest monthly performance of the year, while the C Fund paused after two exceptional months of gains. Meanwhile,…
Public Service Recognition Week runs from May 3 through May 9 this year, offering a moment to step back and consider the role public servants play in everyday life. For federal employees and retirees, it’s less about recognition for its own sake…
When markets feel unpredictable, many federal employees respond by moving more of their Thrift Savings Plan into the G Fund. As retirement approaches and volatility dominates the news, that decision can feel both logical and comforting. The G Fund offers stability, steady…
