TSP – TSP Insights

TSP Performance by TSP Insight Author 2 days ago

Roth TSP Hits $100 Billion: How the Tax Mechanics Work

The Roth TSP has crossed a major milestone. Roth balances reached about $101 billion in August, representing nearly 9% of the TSP's record $1.17 trillion in assets. About 2.9 million TSP participants, roughly 40% of account holders, now have money in Roth…

TSP Performance by TSP Insight Author October 6, 2026

0Comments

September 2026 TSP Returns: How the Funds Compared

September 2026 TSP returns were negative for nearly every fund. The G Fund was the only core fund to post a gain, while rising interest rates put pressure on both stocks and bonds. All 11 Lifecycle (L) Funds also lost ground. What…

Tools and Resources by TSP Insight Author September 29, 2026

0Comments

2027 Federal Retirement COLA: Forecasts Are Around 3.5%

The 2027 federal retirement COLA is currently tracking at about 3.3%, with two of the three months of inflation data now available. Some forecasts are putting the final number closer to 3.5%, but the official COLA won't be known until September's data…

TSP Performance by TSP Insight Author September 8, 2026

0Comments

TSP Performance in August: The I Fund Leads as All Five Core Funds Gain

TSP performance in August gave federal employees a rare clean sweep: all five core TSP funds finished the month higher. The I Fund led the way, continuing what has been one of the more notable trends for TSP investors this year. TSP…

TSP Basics by TSP Insight Author September 1, 2026

0Comments

How Maxing Out Your TSP Too Early Could Mean Missing Out on Agency Matching

For FERS employees, getting as much money as possible into the Thrift Savings Plan is an important part of retirement saving. But there's a timing issue that can catch people off guard: when you make those contributions can matter just as much…

Retirement Planning by TSP Insight Author August 18, 2026

0Comments

National Make a Will Month: Don’t Forget Your TSP Beneficiary Designation

August is National Make a Will Month, making it a good time to review your estate plan. But before you put your will back in the drawer, take a few minutes to review your TSP beneficiary designation as well. Many federal employees…

TSP Performance by TSP Insight Author August 11, 2026

0Comments

TSP July Performance

S Fund volatility was on full display in July. After a 4.34% surge in June, which saw it lead the core funds, the S Fund became the weakest performer one month later, reminding investors why small-cap stocks often experience larger swings than…

TSP Performance by TSP Insight Author August 4, 2026

0Comments

The TSP Millionaire Milestone Offers a Lesson in Staying Invested

The Thrift Savings Plan has reached another remarkable milestone. As of July 2026, 224,420 federal employees and retirees had at least $1 million in their TSP accounts, the highest total ever recorded. But the most interesting part of the number isn't the…

TSP Basics by TSP Insight Author July 28, 2026

0Comments

The TSP Guide for Federal Employees

The TSP Guide for federal employees starts with a simple reality: the Thrift Savings Plan will be one of the largest retirement assets they ever accumulate. But the TSP has changed significantly in recent years, with updates to Roth features, withdrawal flexibility,…

TSP Basics by TSP Insight Author July 21, 2026

0Comments

Before You Do a TSP Roth Conversion, Understand the Tax Bill

Interest in TSP Roth conversions has grown quickly since federal employees gained the ability to complete in-plan conversions in early 2026. The strategy allows participants to move money from a Traditional TSP to a Roth TSP without leaving the plan, potentially creating…

Tag: TSP