Federal Retirement – Page 2

Retirement Planning by TSP Insight Author January 27, 2026

The Best Dates to Retire in 2026

The right timing can greatly impact your federal retirement by helping you maximize your annuity start date, annual leave lump-sum payout, sick leave credit, and overall cash flow during the transition to retirement. Poor timing, on the other hand, could mean forfeiting…

Investment Strategies by TSP Insight Author January 20, 2026

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TSP Millionaire Count Rises as Long-Term Growth Continues

The number of Thrift Savings Plan (TSP) participants with seven-figure account balances continues to rise, underscoring the impact of long-term participation and sustained market growth on federal retirement savings. As of January 1, 2026, a record 194,722 TSP account holders reported balances…

Investment Strategies by TSP Insight Author January 13, 2026

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TSP Stock Funds Post Strong 2025 Returns

For the second year in a row, all TSP funds ended the year in positive territory. Federal employees heavily invested in the I Fund benefited from an impressive 32.45% return, the highest ever for that fund. Stock-based funds (C, S & I)…

Policy Updates by TSP Insight Author January 6, 2026

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2026 Changes Affecting Federal Employees and Retirees

Two important updates could affect retirement planning for federal employees: increasing payroll and earnings-limit thresholds, and upcoming cost-of-living adjustments (COLAs) to your annuity. Social Security & Payroll Tax Changes Starting in 2026, the Social Security payroll tax for most federal employees…

Financial Planning by TSP Insight Author December 30, 2025

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Give Your Federal Benefits an Annual Checkup

You’ve defined your financial goals, established an investment strategy, and begun the journey toward retirement. But along the way, change is inevitable. Life events, market volatility, and updates to laws or regulations can all affect your plans. Conducting an annual review of…

Retirement Planning by TSP Insight Author December 23, 2025

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Federal Retirement Backlog Soars

As the fallout from the Deferred Resignation Program and the uncertainty surrounding the federal workforce continue to play out, OPM received 23,393 federal retirement claims in November. Though the deadline for the DRP was September 30, employees who would become retirement eligible…

Tools and Resources by TSP Insight Author December 9, 2025

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TSP Updates

As 2026 approaches, the Thrift Savings Plan (TSP) is preparing to introduce a significant enhancement to retirement planning, while recent data signals shifting participant behavior. Now is an ideal time for federal employees and retirees to reassess their TSP strategy in light…

TSP Basics by TSP Insight Author December 2, 2025

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TSP Stock Funds Lead YTD Returns

A late-November stock-market rally helped deliver a boost to Thrift Savings Plan (TSP) performance in 2025, underscoring how strategic fund allocation can impact retirement outcomes. Federal employees with assets in the stock-based funds saw notable gains, while those in conservative funds experienced…

Investment Strategies by TSP Insight Author July 22, 2025

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More Feds Hit TSP Millionaire Status

A growing number of federal employees are retiring with more than $1 million in their Thrift Savings Plan (TSP) accounts, a milestone once considered rare. New data from the Federal Retirement Thrift Investment Board (FRTIB) reveals that the number of TSP millionaires…

Retirement Planning by TSP Insight Author July 1, 2025

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4 Fundamental Elements Of A Strategic Federal Retirement Plan

For federal workers, a strategic retirement plan has one primary objective: ensuring financial security in your golden years. To achieve this goal, the process involves analyzing the four fundamental elements of retirement: income, healthcare, taxes and estate planning. 1. Income Planning Income…

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Tag: Federal Retirement