TSP – Page 4 – TSP Insights

TSP Basics by TSP Insight Author August 5, 2025

TSP Beneficiary Basics

Over the course of your federal career, you’re likely to build a healthy balance in your Thrift Savings Plan. With low administrative fees and several funds from which to choose, it’s a valuable benefit for federal employees. And while no one enjoys…

Financial Planning by TSP Insight Author July 29, 2025

0Comments

Why an Emergency Fund Is Essential for Protecting Your TSP

During your working years, it’s generally recommended to have an emergency fund that can cover three to six months of living expenses. But in retirement, that cushion might need to be even larger to handle unexpected costs—including the impact of a stock…

Investment Strategies by TSP Insight Author July 22, 2025

0Comments

More Feds Hit TSP Millionaire Status

A growing number of federal employees are retiring with more than $1 million in their Thrift Savings Plan (TSP) accounts, a milestone once considered rare. New data from the Federal Retirement Thrift Investment Board (FRTIB) reveals that the number of TSP millionaires…

TSP Basics by TSP Insight Author July 15, 2025

0Comments

Rolling Money From A 401(k) Into Your TSP Account

As a Thrift Savings Plan (TSP) participant, you have the option of rolling over money from eligible retirement plans like a 401(k), 403(b), or a traditional IRA, into your TSP account. Even better, you can move money into your TSP while you’re…

Retirement Planning by TSP Insight Author July 1, 2025

0Comments

4 Fundamental Elements Of A Strategic Federal Retirement Plan

For federal workers, a strategic retirement plan has one primary objective: ensuring financial security in your golden years. To achieve this goal, the process involves analyzing the four fundamental elements of retirement: income, healthcare, taxes and estate planning. 1. Income Planning Income…

Retirement Planning by TSP Insight Author June 24, 2025

0Comments

Understanding Required Minimum Distributions

Contributions to your Thrift Savings Plan (TSP) or other tax-advantaged retirement accounts are made with pre-tax dollars, meaning they haven’t been taxed by the federal government. Eventually, the IRS requires you to withdraw funds from these accounts to collect its share. These…

Retirement Planning by TSP Insight Author May 20, 2025

0Comments

Smart TSP Withdrawal Strategies

Deciding how to withdraw funds from your Thrift Savings Plan (TSP) is a critical step in retirement planning that can shape your financial future. For those with both traditional and Roth TSP accounts, the order of withdrawals influences not only how long…

Retirement Planning by TSP Insight Author May 13, 2025

0Comments

Retirement Processing Modernized

Proposed changes to federal benefits, such as the elimination of the retiree annuity supplement and the transition to a “high-5” annuity calculation, could sway many federal employees to seek retirement. Fortunately, according to a recent memo from OPM, retirement processing has been…

Financial Planning by TSP Insight Author May 6, 2025

0Comments

Exploring Your Options: Rolling a TSP Into an IRA

Thinking about rolling over your Thrift Savings Plan (TSP) into an Individual Retirement Account (IRA)? It’s a big decision, and knowing the ins and outs of both options can help you make the right call. Many TSP participants choose to roll their…

Investment Strategies by TSP Insight Author April 29, 2025

0Comments

Roth Conversion Pros and Cons

A Roth conversion can offer significant benefits, but it comes with important tax implications. Benefits Contributions to Roth IRAs have already been taxed, which means you’ll have tax-free withdrawals of contributions and earnings in retirement (after age 59½ and if the account…

M	T	W	T	F	S	S
		1	2	3	4	5
6	7	8	9	10	11	12
13	14	15	16	17	18	19
20	21	22	23	24	25	26
27	28	29	30

Tag: TSP