TSP – Page 4 – TSP Insights

Federal Benefits by TSP Insight Author March 11, 2025

The Rise of TSP Millionaires

The Thrift Savings Plan (TSP) is growing and evolving, offering new features and proving its potential for wealth building. Starting in 2026, federal employees and military personnel will gain access to a game-changing feature: Roth conversions. Meanwhile, a surge in the number…

Investment Strategies by TSP Insight Author March 4, 2025

0Comments

Optimizing the G Fund within the Bucket Investment Strategy

A well-structured investment strategy involves segmenting your retirement savings into distinct "buckets," each tailored for different time horizons and types of expenses—typically short-term, intermediate, and long-term. Understanding where the G Fund fits into this approach can help you allocate your assets effectively.…

Financial Planning by TSP Insight Author February 25, 2025

0Comments

How A Divorce Impacts Your TSP

Unlike many of those in the private workforce, employment for federal employees is governed by federal laws. As a result, any divorce orders that affect your benefits must comply with these laws. It’s important to have an understanding of the documents you’re…

Policy Updates by TSP Insight Author February 18, 2025

0Comments

Limits For TSP Catch-Up Contributions Are Increasing

The standard contribution limit for your TSP is $23,000 annually. However, if you’re 50 or older, you’re currently allowed to add up to $7,500 in catch-up contributions. This can be a valuable tool in helping those nearing retirement boost their savings. As…

TSP Basics by TSP Insight Author February 11, 2025

0Comments

TSP Agency Matching – The Basics

The Thrift Savings Plan (TSP) was designed to provide federal employees with a retirement savings option comparable to a private sector 401(k), featuring lower fees and a 5% matching contribution from their agency. However, many federal employees are not contributing enough each…

Federal Benefits by TSP Insight Author January 28, 2025

0Comments

Federal Benefit Changes for 2025

The new year has brought some changes regarding your federal benefits. Keeping up with these changes will help you maximize your benefits and better prepare for retirement. TSP Contributions TSP contribution limits for 2025 have been increased. This applies to both traditional…

Policy Updates by TSP Insight Author January 21, 2025

0Comments

Upcoming Changes to the I Fund’s Benchmark Index

The Federal Retirement Thrift Investment Board (FRTIB) will be updating the benchmark index for the I Fund throughout 2024, aiming to broaden the fund’s diversification and grant participants access to a wider array of international markets and companies. Background on the Change…

FAQs by TSP Insight Author January 14, 2025

0Comments

What Happens to Your TSP After You Leave Your Job?

When you retire or leave your job, it might take up to 30 days for the TSP to get notified by your agency. During this time, you won’t be able to access your money. Once the TSP is notified, they’ll give you…

Tools and Resources by TSP Insight Author January 7, 2025

0Comments

What You Can’t Do With Your TSP in Retirement

When you retire, you can leave your money in the Thrift Savings Plan (TSP) and let it grow. But if you want more control or flexibility, it's important to know what the TSP doesn’t allow you to do. In-Plan Roth Conversions Aren’t…

TSP Basics by TSP Insight Author December 31, 2024

0Comments

TSP Yearly Performance

The stock market experienced significant growth in 2024, marking a second consecutive year of substantial gains. These successful consecutive years have also had an impact on the Thrift Savings Plan (TSP), which experienced notable performance across its various funds in 2024. Here's…

Tag: TSP