RMD – TSP Insights

Federal Benefits by TSP Insight Author October 21, 2025

The Pros & Cons Of The Roth Thrift Savings Plan (TSP)

In 2012, the Thrift Savings Plan (TSP) introduced the Roth TSP option, allowing federal employees to invest after-tax income and enjoy tax-free withdrawals in retirement. If you’re wondering whether the Roth TSP is a good fit for your financial future, here’s a…

TSP Basics by TSP Insight Author August 26, 2025

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TSP: Pros, Cons, and Alternatives

The Thrift Savings Plan (TSP) serves as one of the three key components designed to ensure financial stability for retired federal employees. For many, it plays a vital role in supplementing Social Security and FERS annuity benefits. While the TSP offers several…

Retirement Planning by TSP Insight Author August 19, 2025

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TSP Withdrawal Options in Retirement

Before taking money out of your Thrift Savings Plan (TSP) in retirement, it's important to know your options so you can choose what works best for you. The SECURE Act 2.0 and TSP Required Minimum Distributions (RMDs) You don't have to take…

Retirement Planning by TSP Insight Author June 24, 2025

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Understanding Required Minimum Distributions

Contributions to your Thrift Savings Plan (TSP) or other tax-advantaged retirement accounts are made with pre-tax dollars, meaning they haven’t been taxed by the federal government. Eventually, the IRS requires you to withdraw funds from these accounts to collect its share. These…

Financial Planning by TSP Insight Author June 10, 2025

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What’s Your TSP Withdrawal Plan?

Do you spend more time planning vacations than thinking about your retirement withdrawals? If so, you might want to reconsider. Retirement could last 30 years or more, so it deserves the same focus you’d give to any big life event. After all,…

Financial Planning by TSP Insight Author May 6, 2025

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Exploring Your Options: Rolling a TSP Into an IRA

Thinking about rolling over your Thrift Savings Plan (TSP) into an Individual Retirement Account (IRA)? It’s a big decision, and knowing the ins and outs of both options can help you make the right call. Many TSP participants choose to roll their…

Financial Planning by TSP Insight Author April 8, 2025

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TSP After Retirement – Should You Stay Or Should You Go?

Financial planning is key to a secure retirement, but your financial plan shouldn’t follow a “set it and forget it” strategy. Even in retirement, you’ll need to make important decisions that impact your nest egg, and an important one is where to…

Federal Benefits by TSP Insight Author March 11, 2025

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The Rise of TSP Millionaires

The Thrift Savings Plan (TSP) is growing and evolving, offering new features and proving its potential for wealth building. Starting in 2026, federal employees and military personnel will gain access to a game-changing feature: Roth conversions. Meanwhile, a surge in the number…

Policy Updates by TSP Insight Author January 1, 2025

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2025 TSP Contribution Limits Are Going Up: What You Need to Know

Big news for federal employees: the IRS has announced higher Thrift Savings Plan (TSP) contribution limits for 2025. This means you’ll have even more room to grow your retirement savings starting next year. 2025 Contribution Limits In 2025, you can contribute up…

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Tag: RMD