As 2026 approaches, the Thrift Savings Plan (TSP) is preparing to introduce a significant enhancement to retirement planning, while recent data signals shifting participant behavior. Now is an ideal time for federal employees and retirees to reassess their TSP strategy in light…
For many FERS retirees, the combined income from their annuity and Social Security may fall short of covering all monthly expenses. To bridge this gap, setting up Thrift Savings Plan (TSP) installment payments can provide a reliable source of additional income. Here’s…
The Thrift Savings Plan (TSP) Lifecycle Funds, or L Funds, are designed to simplify retirement investing by automatically allocating contributions across the TSP’s five core funds: G, F, C, S, and I funds. These allocations are adjusted quarterly to balance risk and…
If you’re weighing a Thrift Savings Plan (TSP) loan against an in-service withdrawal, it’s essential to understand the differences to choose the best option for your needs.
Two Types of In-Service TSP Withdrawals
In-service withdrawals allow you to take funds from your…
When you retire, you can leave your money in the Thrift Savings Plan (TSP) and let it grow. But if you want more control or flexibility, it's important to know what the TSP doesn’t allow you to do.
In-Plan Roth Conversions Aren’t…
