All Posts – Page 2 – TSP Insights

Federal retirees and Social Security beneficiaries may be looking at a larger cost-of-living adjustment in 2027 than they received this year. New inflation data released by the Bureau of Labor Statistics has prompted analysts to raise their early COLA projections, with some…

TSP Basics by TSP Insight Author June 9, 2026

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The Survivor Annuity Issue Federal Employees Often Miss After Divorce

Divorce creates enough financial complications on its own. For federal employees, there is another layer that can affect retirement planning long after the divorce is final. When a divorce settlement awards a survivor annuity to a former spouse, that benefit can reduce…

TSP Performance by TSP Insight Author June 2, 2026

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May TSP Performance

After a volatile start to 2026, May TSP performance delivered for investors. Every fund in the Thrift Savings Plan finished the month in positive territory, extending what has quietly become one of the stronger starts to a year in recent memory. May…

Retirement Planning by TSP Insight Author May 26, 2026

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Understanding TSP Required Minimum Distributions in Retirement

Your TSP is built for saving. Eventually, though, the IRS expects you to start taking money back out. Those mandatory withdrawals are called Required Minimum Distributions, or RMDs. If you have a traditional TSP balance and are approaching retirement age, understanding when…

Retirement Planning by TSP Insight Author May 19, 2026

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Federal Retirement Backlog Begins to Ease

The federal retirement backlog moved in the right direction again in April, offering some relief after the surge of applications that hit earlier this year. Even so, thousands of claims remain in the pipeline and processing times still vary dramatically depending on…

News by TSP Insight Author May 12, 2026

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April TSP Performance: Stock Funds Rebound to Post Double-Digit Gains

After a rough March that left most TSP funds in negative territory, April delivered a welcome turnaround in TSP performance. Every fund in the Thrift Savings Plan finished the month in positive territory, with the three stock funds posting impressive returns sure…

News by TSP Insight Author May 5, 2026

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Public Service Recognition Week 2026: A Closer Look at the People Behind the Work

Public Service Recognition Week runs from May 3 through May 9 this year, offering a moment to step back and consider the role public servants play in everyday life. For federal employees and retirees, it’s less about recognition for its own sake…

Retirement Planning by TSP Insight Author April 28, 2026

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Unused Sick Leave and Your FERS Pension: How the Credit Works

There is a benefit sitting in your leave balance that most federal employees never fully account for when planning their retirement. Every hour of unused sick leave you carry into retirement has the potential to increase your monthly pension, sometimes by more…

Retirement Planning by TSP Insight Author April 21, 2026

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OPM Makes Progress: Retirement Backlog Shrinks for the First Time in Months

After months of steady growth, the federal retirement backlog finally moved in the right direction in March. The Office of Personnel Management (OPM) received 14,759 new retirement claims, including 8,830 digital and 5,929 paper submissions. That is a sharp drop from February’s…

Retirement Planning by TSP Insight Author April 14, 2026

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Sequence of Returns Risk: What Federal Employees Need to Know Before Retiring

Most federal employees focus on how much they’ve saved for retirement. Far fewer consider how market performance unfolds after they begin withdrawals, and that distinction can have a lasting impact. Sequence of returns risk is the danger that poor market performance early…

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