Most federal employees focus on how much they’ve saved for retirement. Far fewer consider how market performance unfolds after they begin withdrawals, and that distinction can have a lasting impact.
Sequence of returns risk is the danger that poor market performance early…
March proved challenging for Thrift Savings Plan participants. After a strong start to the year—especially in international equities—markets shifted as rising global tensions pushed investors toward a more cautious posture. Although a late-month rally on March 31 helped limit the damage, most…
