There is a benefit sitting in your leave balance that most federal employees never fully account for when planning their retirement. Every hour of unused sick leave you carry into retirement has the potential to increase your monthly pension, sometimes by more…
After months of steady growth, the federal retirement backlog finally moved in the right direction in March.
The Office of Personnel Management (OPM) received 14,759 new retirement claims, including 8,830 digital and 5,929 paper submissions. That is a sharp drop from February’s…
Most federal employees focus on how much they’ve saved for retirement. Far fewer consider how market performance unfolds after they begin withdrawals, and that distinction can have a lasting impact.
Sequence of returns risk is the danger that poor market performance early…
March proved challenging for Thrift Savings Plan participants. After a strong start to the year—especially in international equities—markets shifted as rising global tensions pushed investors toward a more cautious posture. Although a late-month rally on March 31 helped limit the damage, most…
