April 2025 – TSP Insights

Investment Strategies by TSP Insight Author April 29, 2025

Roth Conversion Pros and Cons

A Roth conversion can offer significant benefits, but it comes with important tax implications. Benefits Contributions to Roth IRAs have already been taxed, which means you’ll have tax-free withdrawals of contributions and earnings in retirement (after age 59½ and if the account…

Investment Strategies by TSP Insight Author April 22, 2025

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TSP and Market Volatility

Managing your Thrift Savings Plan (TSP) allocations during a volatile market requires balancing opportunity and risk. Two primary strategies emerge: buying when the market is down to maximize long-term gains and shifting to safer funds to minimize losses. Each approach has merits,…

TSP Basics by TSP Insight Author April 15, 2025

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Thrift Savings Plan Loans

A Thrift Savings Plan (TSP) loan allows federal employees to borrow money from their TSP retirement savings. It can be a useful option for covering expenses like buying a primary residence or handling general financial needs, but it’s important to understand how…

Financial Planning by TSP Insight Author April 8, 2025

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TSP After Retirement – Should You Stay Or Should You Go?

Financial planning is key to a secure retirement, but your financial plan shouldn’t follow a “set it and forget it” strategy. Even in retirement, you’ll need to make important decisions that impact your nest egg, and an important one is where to…

FAQs by TSP Insight Author April 1, 2025

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TSP Options Following Separation

Federal employees are facing unprecedented job insecurity as each day brings fresh news of attempts to reduce the federal workforce. It’s never been more important to understand your federal benefits and what happens when you separate from service. Let’s take a minute…

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Monthly Archives: April 2025